20+ Best Refer and Earn App – Earn Real Paytm Cash

20+ Best Refer and Earn App – Earn Real Paytm Cash

hey, are you looking for Refer and Earn App for your mobile phone to make real money from home? if yes then you are in the right place. Let me tell you we regularly keep searching for new apps and games that can let you earn money by sitting at home.

Refer and earn are a trend nowadays you can say you are an affiliate marketer. The best thing about referring and earning skim is once you get the referral link you can share it as much as possible.

Using this trend in the Taxi app I earned 5000 INR cash and spend that money by traveling in an AC cab. But unfortunately, later that taxi company got bankrupt and trick closed.

What is this Refer and Earn App Scheme?

Some Android apps are designed to complete a task and some are just new company apps that believe in affiliate marketing. This means rather than spending money on Advertisements companies spend that money on their user by giving them cash back.

Some give cashback, some app gives refer and earn money so that their users will share the app and they get new users without any advertisement.

How Refer and Earn App work?

Apps that allow earning money by referring others generate a unique user code for you that you can share. The same thing happens in Affiliate Marketing.

When you share the link and any user joins the app using your referral link or referral code then the app automatically credits the amount to your wallet.

Sharing is Caring

If you don’t know how you can earn more money by referring then follow my trick:- Join Make Money groups on Telegram/Facebook/Whatsapp and share catchy images to attract people, and tell them to inbox you.

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When they send you a message share the app link and tell them if they sign up with your link you will give more app links to them.

How to Withdraw Money from Refer and Earn Apps?

Most Refer and earn apps in India provide local wallet withdrawal. I will share only those apps that you can withdraw the amount in Paytm or Phonepe wallet only.

There are 100s of Android Apps that help us to Make money online by Refer and Earn policy. And if you have 10 family mobile numbers and email ids you can earn at least 100 rs from one app only.

Today I will share around 25 more best refer and earn apps popular this year. Some apps let you earn bonuses on referring and earn and some will let you earn money by continuing using the app.

Refer and Earn Apps Name and Amount:

Application NameReferral Reward
Groww App₹100 Bonus
Google Pay App₹81 Per Referral
PhonePe App₹100 Signup + ₹75 Refer Bonus
Amazon Pay UPI₹31 Signup + ₹75 Refer Bonus
Paytm App ₹100 Signup + ₹75 Refer Bonus
BigCash App₹10 Bonus
Ludo Supreme Gold App₹100 Bonus
TimesPrime App₹400 Per Refer
Cred App₹500 Sign Up Bonus
OneCode App₹25 Cash Bonus
Mobikwik UPIEarn ₹5000 Wallet
BharatPe App₹10 Bank Cash
TestBook CourseFlat 30% Fees
Coinswitch AppSign Up Bonus ₹50
Taskbucks App₹25 Per Refer
Qureka Pro App₹1000 Referral Offer
Pay BoxRs.50 Signup Bonus
BuzzBreak App$1 Free
RewardPe AppRs.7.5/Refer
Owlizz Pro₹10 Free
Frapp App₹10 Bonus
PlayShip AppRs. 28 Sign Up Bonus
Qeeda App₹10 per Refer
Sim Sim App₹100 Free Shopping
Vclip App₹300 Per Refer
Digital Dukaan App₹11 Free PayTM Cash
Local Vocal App₹20 PayTM Cash
Growfitter AppWin Exciting Rewards
Zupee App₹10 Bonus
Yuva Pay AppUp to ₹500 Cashback
Cubber App₹30 Sign Up Bonus
Country Delight App₹400 Per Refer
Real Research App50 TNC Coin
IRCTC iMudra App₹100 Per Refer
Aladdin ExchangeFree 100 TNC Coin
Aadhan App₹10 Recharge
Coin Pop App4444 Point Bonus
Freedeem App20 Point
RozDhan₹50 Bonus
PayTM First Games₹50 Bonus
TimesPoints Website100 Points Bonus
Tap Tap App₹30 SignUp Bonus

1. Groww App Refer and Earn Money:

Groww App is a Demat and Stock trading platform, you can signup and use this Groww app for share market trading in India. Groww app is the best combo you get Trading plus Refer and Earn App on your phone. You can follow the steps below to Earn money from Grow App.

Groww App Refer and Earn Money to bank
  • First, download this Grow App from Google Play Store
  • Then create your account
  • Enter a Valid Email and Mobile number and verify with OTP
  • once you create your account you will get ₹100 wallet balance
  • Now you can share your referral link and earn ₹100 per referral

Withdraw Money directly to Bank Account:

For trading, you need to add a bank account on the Groww app, and you can use or withdraw the Wallet money directly to your bank account.

2. Google Pay Refer and Earn Money:

Google Pay is the best UPI payment app for us because this app gives allows you to Refer and Earn Money but also when you do any transaction it gives you cash back in the form of Scratch cards.

Google Pay Refer and Earn Money to bank

One of my friends received a cashback of ₹5000 when this scheme was new and it totally depends upon your luck you can get a message better luck next time like me.

  • First Download the Google Pay App from Play Store
  • Signup with your Gmail/Mobile Number
  • Add Bank Account using your Sim Number
  • You will get ₹31 on your First Transaction
  • And If you Refer to your Friend you can earn ₹75 Per Refer.

The Cashback and Refer amount gets directly credited to your UPI bank account you don’t need to worry about the withdrawal process in Google Pay app.

3. Phone Pe Refer and Earn Money:

Phone Pe is one of the leading UPI platforms in India, the most easy-to-use application is PhonePe I prefer this app to send and receive money with UPI.

Phone Pe Refer and Earn Money to bank

If you are new to Phonepe then you can get wallet cash on sign up and extra cash per account you refer to, check the steps given below.

  • First, download the Phone Pe App from Play Store
  • Then Sign up using your Gmail Account
  • Enter and Verify your Mobile Number with OTP
  • Then add a bank account to PhonePe.
  • When you do your first transaction you get a ₹31 Signup bonus.
  • If you Refer this App to anybody you get ₹75 Per Refer in your PhonePe wallet.

The Phone Pe Wallet Money can be used for Recharge or Bill Payment it can not be sent to the Bank Account without KYC and Minimum charges.

4. Amazon Pay Refer and Earn Money:

Amazon Pay is a part of the Amazon Shopping app you will find this Amazon Pay option in the Amazon shopping app. This app provides multiple cashback options, when you do any transaction you get coupons and cashback in your Amazon wallet.

Amazon Pay Refer and Earn Money to bank
  • First, download the Amazon App from Play Store
  • Then Sign up for Amazon and then for Amazon Pay.
  • Add your bank account using your Mobile number to UPI transaction
  • when you do your first transaction you get ₹31 Amazon pay cashback
  • Now you can refer to the Amazon Pay link and earn ₹71 to ₹100 per refer.

The Amazon Pay Money can be used for bill payments or shopping on Amazon, so what are you waiting for join Amazon pay now.

5. PayTm App Refer and Earn Money:

Paytm is the most popular app for cashback and general-purpose wallet use in India. You will find near about all shopkeepers now have a Paytm account to receive cashless money.

You can earn money with Paytm by signing up and referring and earning money to your friends. ₹100 Paytm wallet balance for signing up and ₹75 for referring and earning money in Paytm Wallet.

  • First, download the Paytm app from Google Play Store
  • Then Sign up with an email and mobile number
  • now add your Mobile UPI to the Paytm account
  • When you do your First transaction you get ₹100 wallet cash
  • Then You can Refer your link to your friends and earn ₹75 per referral.

The Paytm wallet money can be used for shopping at any local shop, bill payment, or mobile recharge.

6. Big Cash App Refer and Earn Money:

The big cash app is a gaming platform where you can play games and earn money. This app gives you ₹10 in your wallet when signup to bid in any game and then if you win the game you can earn money.

  • First, you need to download the Big Cash App on your phone
  • Then Sign in to the app using your FB account only to get ₹10 Signup Bonus
  • Then Enter your PayTM mobile number to Reciever your ₹10 Signup Bonus

You can use this cash to play some games on the big cash app and win more money, if you see any refer and earn program then send your invite link and earn money.

7. Ludo Supreme Gold App Refer and Earn Money:

Ludo Supreme gold is the same application as big cash, here you get a ₹100 signup bonus and ₹1000 referral bonus. You can withdraw this money to your Paytm account easily.

  • First, you need to download the Ludo Supreme Gold App
  • Then Sign up there using a google account
  • now go to your profile to check the signup bonus amount ₹100
  • You can use these cards to play more games on Ludo Supreme Gold.
  • You will also get an option to Refer and earn ₹1000 per referral money.

This bonus cash needs to be used in this app and when you win some money after playing the games you can withdraw it to your Paytm wallet by using the Paytm Mobile number.

8. CRED App Refer and Earn Money:

CRED is a simplified Credit card payment portal online. This app is used for credit card bill payment only if you are using any credit card then you can earn ₹500 to ₹1000 per referral on CRED.

You can use the CRED coins or Wallet money to pay your Credit card bills and spend money using the credit card for any shopping or recharge.

  • First, download the Cred app from the play store
  • Then sign up with an email and mobile number
  • You need to add your Pan card to get verified.
  • Next pay any credit card bill minimum ₹100.
  • Now you will receive any cashback from ₹500 to ₹1000 on this bill payment.

You can earn more money by referring Cred to your friends; Cred will pay you ₹500 to ₹1000 wallet money per refer.

9. Mobikwik App Refer and Earn Money

Just like Paytm, Phone Pe MobiKwik is another UPI and recharge platform available in India. In 2016 it was the most popular app in recharge and cashback.

You can refer Mobikwik to your friends and earn Mobikwik wallet cash that can be used to Pay Bills and do recharge online.

  • First you need to download this Mobikwik App on your phone
  • then Signup with your Email and Mobile number
  • now add any bank account for UPI transaction
  • Send any amount to your another account using UPI
  • You will receive a cashback of ₹50 for the first transaction
  • Then you can earn ₹50 per referral and enjoy.

Mobikwik is not much popular app so the wallet money can be only used for recharge and other online transactions from the Mobikwik app only.

10. BharatPe App Refer and Earn Money:

Bharat Pe is a UPI platform to receive money for merchants only. You can sign up on this app and create your merchant account and earn a ₹100 signup bonus.

  • First you need to download this Bharat Pe App on your mobile
  • Create a Merchant app on the Bharat Pe app
  • then Receive 10 Payments of min ₹5 on your account
  • Then You will get ₹100 to your account as a join bonus

When you refer this app to your friends and do the same process you will receive ₹100 per referral. Hurry up you will receive this amount from the bank directly.

11. Coinswitch App Refer and Earn Money:

Coin switch is a crypto trading app here you can trade crypto coins like bitcoin and others. This app gives you ₹50 joining and ₹50 referral bonuses that you can withdraw to any bank.

  • First download this CoinSwitch App on your Phone
  • Create your account with email and Mobile number
  • You instantly get ₹50 in your account
  • Now Refer this app to your friends and get ₹50 per to refer

Once you reach the withdrawal threshold you can withdraw the money to your bank account.

12. Taskbuks App Refer and Earn Money:

Taskbuks is a survey app that gives you some tasks and you can earn money by completing them. But along with this the Taskbuks app is also giving sign-up bonuses and refer and earn bonuses to their users.

  • First you need to download the Taskbuks app on your phone
  • then create your account using your email id.
  • You will receive ₹9 sign up bonus in your account
  • Now you can refer to your friends and earn ₹25 per refer
  • If you refer your friends daily and become a lucky referring champ you can get ₹63 bonus in your account.

You can simply withdraw this bonus money to your Paytm wallet by just adding your Paytm wallet number to the Taskbuks app account.

13. Paybox App Refer and Earn Money:

Paybox is a play game and wins money type application you can download this app and use it to play games to win prize money.

  • First download this Paybox app to your phone
  • then create your account using your email id
  • you will receive ₹50 in your wallet
  • you can use this money to play games on the Paybox app
  • When you earn some money by playing games you can withdraw
  • There is one more option you can earn ₹9 per refer on Paybox App.

The Money can be withdrawn to your Paytm Wallet by adding the Paytm number to the Paybox app account.

14. VClip App Refer and Earn Money:

VClip is a video-sharing app where you get hundreds of WhatsApp status videos, you just need to share them and you can earn money.

  • First download the VClip app on your phone
  • Then sign up using your Gmail account
  • you will receive ₹300 sign up bonus to your account
  • Then watch and share videos to earn more money
  • There is one more option Earn ₹25 per refer you do on the Vclip app.

You can send this wallet money to your Paytm wallet by adding the Paytm mobile number to the Vclip application.

15. Digital Dukan App Refer and Earn Money:

Digital Dukan is an online marketplace app where you can create your virtual shop add products and share your shop link with your customers.

  • First download the Digital Dukan app on your phone
  • Sign up and create your online shop
  • Add your bank account and shop products to Dukan.
  • Once you add your product you get a scratch card
  • The scratch card can contain ₹10 cash bonus
  • you can refer this app and earn ₹10 per refer.

The cash rewards will be sent to your bank account as your money. You can earn up to ₹10000 by referring and earning money on this digital Dukan app.

16. Local Vocal App Refer and Earn Money:

This Local Vocal app is an audio news platform where you can listen to trending news about what’s happening near you. This app is giving refer and earn a chance to get popularity.

  • You need to download this app first
  • then signup to get the cash bonus
  • Once you complete your sign up process you will get ₹20 bonus
  • You can earn more by refer and earn scheme you get ₹25 per refer in this app.

This money can be sent to the Paytm wallet you just need to add your Paytm number to withdraw the money.

17. Zupee App Refer and Earn Money:

Zupee is a Quiz app you can play the quiz here to earn money. Zupee lets you decide your favorite topic from sports, entertainment, GK, education, and much more.

  • First Download the app to start earning on Zupee.
  • Then create your account with email.
  • Now select your favorite topic and you will receive ₹10 cash bonus
  • Play Quiz and earn money after winning.
  • you can earn more with refer and earn scheme here you get ₹10 per to refer.

Zupee app lets you withdraw your money to the Paytm wallet and you can do this by adding your Paytm mobile number to this app.


To keep this article short I will not add more apps you can choose any app from the table given above and earn money by referring it to your friends.

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